- No medical test required - No visit of nurse - In some cases just a medical declaration is required - You can qualify for better rates based on answers you give on an application - You can buy policies from $25000 to $ 250000 - No Doctor report required
Non-Medical Life Insurance
There are a lot of Canadians who have been turned down for life insurance by insurance companies because of pre-existing conditions and sometimes you don't want nurse to visit your place and take your blood and urine for testing. We at Insurance Plan Canada Portal specialize in Guaranteed Issue Non-Medical Life Insurance policies. We find out best possible coverage available in the market place at very competitive cost. We aim to deliver best coverage, excellent service by offering trustworthy advice. Under these policies no exams are conducted, no blood or urine test and also no report is taken from the family doctor.
The benefits of life insurance are tax-free and can be used at critical times to:
• Pay off loans and mortgages
• Pay medical expenses
• Fund a child's education
• Cover your family's living expenses
• Cover final expenses
The plans start from as low as $ 10,000 to $ 250,000 with a lot of additional benefits like: Terminal illness benefit rider, Hospital CASH benefit, Accidental death benefit etc. The best part is all the funds paid under death benefit are absolutely Tax Free.
You can buy both Term policy and Whole life policy. Term policies are available as; 10 year Term, 20 year Term, 100 year Term. Whole life policy is permanent and also has cash values and runs up to death.
These policies are generally more expensive than medically underwritten plans. We at Insuranceplancanada.com represent most of the carriers who offer these type of plans . We work for our client and not Insurance carrier and we always strive to get cheapest possible premium for our client’s insurance need.
It is very important to talk to a licensed advisor about your insurance needs. We as advisors are regulated through Insurance Commission of CANADA and are bound to serve our clients for their varied and unique needs. When you meet an advisor you discuss your personal situation with him and then advisor after all discussions look for best solution available in the market place that suits best and competitive in price.
WE are bound by privacy laws and thus we respect individuality of our client and never share any information with anybody else other than client. Our process is highly confidential and all collected information is dealt with applicable laws and no rights are infringed.
Client satisfaction is primary for us. We offer products to our clients through our partners like Manulife Financial, Canada Life, Industrial Alliance, Forester life, Sun life etc. Our mission is Service at its best and Client first policy is paramount.